Many New Yorkers will be shopping for new health insurance plans this month, when open enrollment begins – and if you’re among them, it’s important to be aware of exactly what you’re getting. New Yorkers already pay some of the highest healthcare premiums in the U-S, second only to Alaska. According to a study by the Empire Center, insurance costs here average over 85-hundred dollars a year, which is more than a thousand dollars higher than the national average. No matter what the cost, every health plan has its limitations. Doctor Rhonda Randall with United Healthcare notes it’s up to you to ask about what the plans cover, including any mental-health options…
She says adding dental, vision or hearing coverage is another consideration, as well as double-checking whether the plan covers prescriptions. In short, she advises people to do their homework, as enrollment dates are fast approaching.